PrepBoard

Legal

Terms and Conditions of Service

Effective May 8, 2026 · Version 1.0 · The Human Practice Inc. o/a PrepBoard

Effective date
May 8, 2026
Version
1.0
Contact
Priya Ansal — privacy@prepboard.ca

These Terms and Conditions of Service form a binding contract between you and The Human Practice Inc., the operator of PrepBoard (prepboard.ca). They cover account access, subscriptions, billing, cancellation, content rights, acceptable use, and the limits of our service. They incorporate our Privacy Policy by reference.

Please read the three notices below before scrolling further. They identify the regulated services PrepBoard does not provide and the language under which this contract is made available.

Immigration advisory notice

PrepBoard is not a Regulated Canadian Immigration Consultant (RCIC), immigration lawyer, or licensed immigration representative. Nothing on this platform constitutes immigration advice, legal advice, or representation as defined under section 91 of the Immigration and Refugee Protection Act (IRPA). Providing paid immigration advice without CICC membership or a law licence is a federal criminal offence. PrepBoard provides educational information and tools only. For formal immigration advice and application representation, you must retain a licensed RCIC (cicc.ca) or an immigration lawyer.

Professional exam notice

PrepBoard is not affiliated with, endorsed by, or approved by NCSBN (the administrator of NCLEX-RN), IELTS, NNAS, any provincial nursing college, or any other regulatory body. Completion of PrepBoard’s programmes does not guarantee exam success, licensure, or registration. Results vary by individual.

French language notice — Avis en langue française

Conformément à la Charte de la langue française du Québec, ce document est disponible en français sur demande à privacy@prepboard.ca. La version française prévaut en cas de divergence entre les deux versions pour les consommateurs au Québec. | Pursuant to the Charter of the French Language, this document is available in French on request at privacy@prepboard.ca. For Quebec consumers, the French version prevails in the event of any conflict between the two versions.

1. Definitions

The following defined terms apply throughout these Terms. Singular includes plural and vice versa.

Term

“Company,” “we,” “us,” “our”

Meaning

The Human Practice Inc., a corporation incorporated under the laws of Canada, operating the PrepBoard platform.

Term

“Platform”

Meaning

The PrepBoard website (prepboard.ca and all subdomains), mobile application, dashboard, APIs, and all associated software, content, and services.

Term

“Services”

Meaning

All features, functions, content, and workflows available through the Platform, including NCLEX-RN preparation, IELTS preparation, credential and examination filing support, immigration pathway guidance tools, live and recorded classes, assessments, scheduling, community, filing case tracking, and administrative tooling.

Term

“User,” “you,” “your”

Meaning

Any individual who accesses, registers for, or uses the Platform, including students, filing clients, educators, and administrators.

Term

“Consumer”

Meaning

A User who is a natural person who uses the Services for personal purposes and not in the course of a business, as defined under applicable consumer protection legislation.

Term

“Subscription”

Meaning

A recurring-payment plan granting access to specified Service features during a billing period, as described in Section 6.

Term

“Plan”

Meaning

A tier of Subscription (Independent, Cohort, or Concierge, or other tiers as modified from time to time) with defined features and pricing.

Term

“Content”

Meaning

All text, images, video, audio, data, assessments, quiz items, course materials, schedules, templates, software, and other materials made available on the Platform.

Term

“User Content”

Meaning

Content submitted, posted, uploaded, or transmitted by a User, including credential documents, cohort community posts, messages, and profile information.

Term

“Credential Documents”

Meaning

Government-issued identity documents, academic transcripts, diplomas, employment records, professional licences, police record checks, language test results, and any other documents uploaded by a User for filing, credential assessment, or immigration purposes.

Term

“IRPA”

Meaning

Immigration and Refugee Protection Act, SC 2001, c 27 (federal statute).

Term

“CICC”

Meaning

College of Immigration and Citizenship Consultants, the federal regulatory body for RCICs.

Term

“RCIC”

Meaning

Regulated Canadian Immigration Consultant licensed by the CICC to provide immigration advice and representation.

Term

“NNAS”

Meaning

National Nursing Assessment Service.

Term

“NCLEX-RN”

Meaning

National Council Licensure Examination for Registered Nurses, administered by NCSBN.

Term

“IEN”

Meaning

Internationally Educated Nurse.

Term

“Privacy Policy”

Meaning

The PrepBoard Privacy Policy, Version 1.0, effective May 8, 2026, incorporated into these Terms by reference.

Term

“Applicable Law”

Meaning

All federal and provincial laws applicable to these Terms and the Services, including the Consumer Protection Act (Quebec), Civil Code of Québec, Act respecting the protection of personal information in the private sector (Law 25), PIPEDA, CASL, Competition Act, and IRPA.

Term

“QC CPA”

Meaning

The Consumer Protection Act, CQLR c P-40.1, as amended, including amendments made by Bill 72 (SQ 2024 c 32).

2. Acceptance of terms

These Terms constitute a legally binding contract between you and the Company. By creating an account, selecting a Plan, or using any part of the Platform, you confirm that:

  • You have read and understood these Terms in full;
  • You accept these Terms and agree to be bound by them;
  • You have read and accept our Privacy Policy, which is incorporated into these Terms by reference;
  • You are at least 18 years of age;
  • You have the legal capacity to enter into a binding contract in the jurisdiction where you reside.

If you do not accept these Terms, you must not use the Platform. If you are accessing the Platform on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

How acceptance works: We use a scroll-confirm acceptance mechanism. You must scroll through the complete Terms and Privacy Policy, then select separate checkboxes confirming acceptance of (a) these Terms, (b) the Privacy Policy, (c) commercial electronic messages (if you opt in), and (d) processing of sensitive Credential Documents. No single checkbox covers all consents. Pre-checked boxes are not used. By clicking ‘Create account’ or ‘Join the next cohort,’ you confirm that all required checkboxes have been selected.

3. Eligibility

The Platform is designed for internationally educated nurses and healthcare professionals who are 18 years of age or older pursuing Canadian nursing licensure or credential recognition. You must be 18 years of age or older to use the Platform. We do not knowingly permit persons under 18 to register. If we discover that a User is under 18, we will terminate their account immediately and delete their data.

You represent that you are legally permitted to use the Platform in the jurisdiction where you are located. Users in jurisdictions where any part of the Services is unlawful are prohibited from using those features.

4. Services overview

4.1 What PrepBoard provides

PrepBoard is an educational and organizational platform. The Services include:

  • Structured NCLEX-RN preparation content including video lessons, reading modules, NGN-format practice questions, weekly live classes, and 1:1 tutor review sessions;
  • IELTS Academic preparation content including marked writing feedback, live mock speaking interviews, reading and listening practice, and weekly rhythm programming;
  • Credential and examination filing support — a structured workspace for organizing, tracking, and uploading documents related to NNAS assessment, provincial nursing college applications, and exam registration;
  • Immigration pathway orientation tools, including a CRS estimator and information about federal and provincial immigration streams relevant to nurses;
  • Scheduling, notices, and cohort community features to support learning and peer connection;
  • Analytics, progress tracking, and educator-facing tools.

4.2 What PrepBoard expressly does not provide

Critical limitation — no professional services: The following categories of service are expressly excluded from the Platform. No feature, tool, communication, or output from PrepBoard constitutes or replaces these professional services. Reliance on PrepBoard content as a substitute for these services is at your sole risk.

PrepBoard does NOT provide:

  • Legal advice of any kind, including immigration law advice, employment law advice, or professional-regulatory advice;
  • Immigration representation or advice as defined in IRPA s. 91. PrepBoard is not authorized to represent you before IRCC, an immigration tribunal, or any other immigration authority. We do not draft, review, or advise on immigration applications;
  • Medical or clinical advice, health professional assessment, or fitness-to-practise evaluation;
  • Provincial nursing college application review, endorsement, or submission on your behalf;
  • NNAS application submission or document submission to NNAS on your behalf;
  • NCLEX-RN, IELTS, CELBAN, or any other exam registration, booking, or submission;
  • Any guarantee, prediction, or assurance of exam passage, score achievement, licensing outcome, credential recognition, employment, or immigration success;
  • Translation services with legal or notarial certification.

5. Account registration and security

5.1 Registration

To access protected features of the Platform, you must create an account by providing your full legal name, a valid email address, and a password of at least 8 characters, or by authenticating through Google OAuth. You represent that all information you provide at registration is accurate, current, and complete, and you agree to update it promptly if it changes.

5.2 Account security

You are solely responsible for maintaining the confidentiality of your account credentials. You must not share your login credentials with any other person. You agree to notify us immediately at privacy@prepboard.ca if you suspect unauthorized access to your account. The Company is not liable for any loss or damage arising from your failure to maintain credential security.

5.3 Account accuracy

Providing false, misleading, or fraudulent information at registration or at any time during your use of the Platform is grounds for immediate account termination without refund.

5.4 Demo mode

The Platform may offer a demo or guest mode for evaluation. Demo sessions do not generate a real Supabase user record, do not process real payment data, and do not trigger transactional communications. Demo mode access may be terminated or modified at any time without notice.

6. Subscriptions and billing

Mandatory consumer disclosure — QC CPA s. 214.2: Our Services are provided on a recurring subscription basis. You will be billed automatically at the start of each billing period until you cancel. The principal terms are: Plan name and monthly rate as selected at checkout — Independent: $149 CAD/month; Cohort: $349 CAD/month; Concierge: $749 CAD/month (rates subject to change with 30 days’ notice). All prices are in Canadian dollars and exclude applicable taxes. Your Subscription continues until cancelled. You may cancel at any time as described in Section 7.

6.1 Plans and pricing

PrepBoard offers three subscription tiers. Features of each Plan are described on the Pricing page (prepboard.ca/pricing) and in the checkout flow. The Pricing page is incorporated into these Terms by reference. We reserve the right to modify Plan features and pricing; changes will be communicated as described in Section 22.

Plan

Independent

Monthly rate (CAD) — May 2026

$149 / month

Plan

Cohort

Monthly rate (CAD) — May 2026

$349 / month

Plan

Concierge

Monthly rate (CAD) — May 2026

$749 / month

Pricing for annually-billed plans, if offered, will be disclosed at checkout as the total amount payable and the monthly equivalent. No plan charges a set-up fee beyond the first monthly payment unless expressly disclosed at checkout before you confirm your order.

6.2 Billing and payment

Subscriptions are billed monthly on the date you first subscribe (your “Billing Date”). Payment is processed by our payment processor, Stripe, Inc. By subscribing, you authorize the Company to charge your payment method on a recurring basis until cancellation. You must ensure your payment method details remain current. If a payment fails, we will notify you and may suspend access to your account until payment is resolved.

We do not store, process, or have access to your full payment card number, CVV, or bank account credentials. All payment card data is handled exclusively by Stripe, Inc. under its own PCI-DSS-compliant infrastructure and privacy policy.

6.3 Free trials

If we offer a free trial period, the terms of the trial (duration, features included, and whether a payment method is required at sign-up) will be disclosed clearly before you begin the trial. Your payment method will not be charged during a free trial unless you take an affirmative step to subscribe. A free trial will not automatically convert to a paid Subscription without your express, affirmative consent given at or before the end of the trial period.

6.4 Automatic renewal

Your Subscription renews automatically at the end of each billing period at the then-current rate for your Plan unless you cancel before the renewal date. For Quebec consumers, we will send a renewal reminder to your registered email address at least 30 days before the renewal date if the renewal would be at a different price or on materially different terms than the preceding period.

6.5 Price changes

We may change Subscription pricing by giving you at least 30 days’ written notice to your registered email address before the new price takes effect. If you do not cancel before the effective date, you will be deemed to have accepted the new price. For Quebec consumers, you have the right to cancel without cost or penalty at any time during the 30-day notice period.

6.6 Taxes

All prices are stated exclusive of applicable taxes. GST/HST, QST, and any other applicable sales taxes will be added to your invoice at the rate applicable to your province or territory of residence. You are responsible for all taxes applicable to your Subscription. Where required by law, we will collect and remit applicable taxes.

7. Cancellation and refund rights

Your statutory cancellation rights cannot be waived. Nothing in these Terms reduces, limits, or modifies your mandatory cancellation and refund rights under the Consumer Protection Act (Quebec) and equivalent legislation in other Canadian provinces. The rights described in this section exist in addition to, and do not replace, any statutory rights you may have.

7.1 Your right to cancel at any time

You may cancel your Subscription at any time by: (a) using the “Cancel Subscription” function in your Account dashboard under Payments; (b) accessing the Stripe Customer Portal through your dashboard; or (c) sending a written notice to privacy@prepboard.ca. Cancellation is effective at the end of your current billing period unless you exercise a statutory right to immediate cancellation with refund as described in Sections 7.2 and 7.3. After cancellation, you will retain access to the Platform until the end of the paid billing period.

7.2 Statutory 7-day cancellation right (QC CPA s. 54.8)

If you are a Quebec consumer, you have the right to cancel your Subscription without giving any reason within 7 days of the date you receive a copy of this contract (or within 30 days if we fail to provide you a retainable copy). To exercise this right, notify us in writing at privacy@prepboard.ca. We will refund all amounts paid within 15 days of receiving your notice. This right applies regardless of whether you have used the Service.

7.3 Statutory cancellation before performance (QC CPA s. 54.9)

If you are a Quebec consumer and we fail to begin performing the principal obligation under these Terms within 30 days of the agreed date, you may cancel the contract without cost or penalty and receive a full refund within 15 days.

7.4 Our satisfaction promise

If you complete a PrepBoard cohort programme in full (attending the required scheduled sessions and submitting all assigned work) and do not pass the NCLEX-RN on your first attempt following that cohort, or do not achieve your target IELTS band on your first attempt following the IELTS programme, PrepBoard will enrol you in the following cohort or programme at no additional charge. To claim this promise: (a) you must have completed all programme requirements as documented in your account; (b) you must notify us within 60 days of your exam result; and (c) you must provide proof of the exam result. This promise applies once per student per programme type. It is a contractual commitment by the Company and does not limit any of your statutory rights.

7.5 Refund policy — general

Outside of your statutory rights and the Satisfaction Promise, monthly Subscription fees are non-refundable for any portion of a billing period already paid, except at our sole discretion where exceptional circumstances are demonstrated. We will consider partial refunds where: (a) a technical failure on our part prevented access to material portions of the Service during a billing period; or (b) the Service was substantially different from what was disclosed at checkout. Refund requests should be directed to privacy@prepboard.ca.

7.6 Chargebacks

Under QC CPA s. 54.14, if you are a Quebec consumer and we fail to fulfil our obligations, you have the right to request a chargeback from your credit card issuer within 60 days of the charge. We disclose this right as required by law. We encourage you to contact us directly before initiating a chargeback; most issues can be resolved quickly.

8. Content and intellectual property

8.1 Ownership of platform content

All content on the Platform — including course materials, lesson videos, quiz items, NGN practice questions, written guides, illustrations, design elements, trademarks, service marks, trade names, and software — is owned by or licensed to the Company and is protected by Canadian copyright law, the Copyright Act (RSC 1985 c C-42), trade-mark law, and other applicable intellectual property laws. The PrepBoard name and logo are proprietary marks of the Company.

Your Subscription grants you a personal, non-exclusive, non-transferable, revocable licence to access and use Platform Content for your own educational purposes during the term of your active Subscription. This licence does not include the right to: download, copy, reproduce, republish, distribute, transmit, display, sell, or exploit any Platform Content except as explicitly permitted in writing; share account credentials or enable another person to access the Platform under your account; use any Platform Content for commercial purposes, resale, tutoring, or public instruction; or reverse-engineer, decompile, scrape, or create derivative works from any part of the Platform.

8.2 User content

You retain ownership of all User Content you submit to the Platform. By submitting User Content, you grant the Company a non-exclusive, royalty-free, worldwide licence to host, store, transmit, process, and display your User Content solely to: (a) deliver the Services to you; (b) allow assigned tutors, educators, and advisors to review and respond to your content; and (c) as otherwise described in our Privacy Policy.

You represent and warrant that: your User Content does not infringe any third party’s intellectual property, privacy, or other rights; you have the right to submit all documents you upload; and your User Content does not violate these Terms or Applicable Law.

8.3 Credential documents

Credential Documents you upload for filing or assessment purposes are processed by us in our capacity as a document-organization service provider, not as a legal or regulatory agent. We do not verify the authenticity of documents, and uploading a document to PrepBoard does not constitute submission to any regulatory body. You are solely responsible for the accuracy, completeness, and authenticity of all documents you upload.

8.4 Copyright notice and takedown

If you believe that any content on the Platform infringes your copyright, please send a written notice to privacy@prepboard.ca containing: (a) your name and contact information; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the allegedly infringing material and its location on the Platform; (d) a statement that you have a good-faith belief the use is unauthorized; and (e) a statement that the information in the notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on their behalf. We will respond to valid notices within 15 business days. Abuse of the takedown mechanism may result in account suspension.

9. Acceptable use and prohibited conduct

You agree to use the Platform only for lawful purposes and in compliance with these Terms. The following conduct is strictly prohibited:

9.1 Regarding platform integrity

  • Accessing or attempting to access another user’s account without authorization;
  • Circumventing, disabling, or interfering with security features, access controls, or encryption of the Platform;
  • Reverse-engineering, decompiling, or attempting to extract source code, algorithms, or data structures from the Platform;
  • Scraping, crawling, or harvesting data from the Platform by automated means;
  • Introducing malware, viruses, ransomware, or other malicious code;
  • Conducting load testing, penetration testing, or vulnerability scanning of the Platform without express written authorization.

9.2 Regarding content and conduct

  • Posting or transmitting content that is defamatory, obscene, threatening, harassing, discriminatory, or otherwise unlawful;
  • Impersonating any person, organization, nursing regulatory body, immigration authority, or the Company;
  • Sharing your account credentials or allowing others to access the Platform under your account;
  • Using PrepBoard content to provide tutoring, instruction, or consulting services to third parties for compensation;
  • Soliciting other users for commercial purposes through the Platform’s community features;
  • Submitting false or misleading information, including fabricated academic credentials or professional records.

9.3 Regarding immigration and professional services

  • Using the Platform to provide immigration advice or representation to third parties in violation of IRPA s. 91;
  • Representing that PrepBoard has provided immigration or legal advice in connection with any application;
  • Using the Platform’s CRS estimator or immigration tools as a basis for formal immigration decisions without independent advice from a licensed RCIC or immigration lawyer.

Violation of these provisions may result in immediate account suspension or termination, removal of content, and where appropriate, referral to law enforcement authorities. The Company reserves the right to investigate suspected violations.

10. Community guidelines and user-generated content

10.1 Community standards

The PrepBoard cohort community is a professional learning environment for internationally educated nurses. Users participating in community features (threads, messages, cohort discussions) agree to:

  • Engage respectfully and professionally with tutors, advisors, and fellow students;
  • Not share copyright-protected study materials, exam questions, or third-party proprietary content;
  • Not share personally identifiable information of other users without their consent;
  • Maintain the confidentiality of any personal circumstances shared by other community members.

10.2 Content moderation

PrepBoard moderates community content and reserves the right to remove, edit, or refuse any User Content that violates these Terms or our community standards, at our sole discretion and without prior notice. We are not obligated to pre-screen all User Content. The presence of User Content on the Platform does not constitute our endorsement of that content.

Canada does not have a statutory immunity equivalent to Section 230 of the US Communications Decency Act. We operate a notice-and-action policy: if you believe User Content is unlawful, infringes your rights, or violates these Terms, submit a report to privacy@prepboard.ca with a description of the content and the basis for your complaint. We will investigate and take appropriate action within 15 business days.

10.3 No unlawful content

You must not post content that is defamatory, constitutes hate speech, promotes violence or discrimination, infringes copyright or other intellectual property, or violates the privacy of identifiable individuals. The Company reserves the right to disclose User Content to law enforcement or regulatory authorities where required by lawful order or where we believe there is an imminent risk of harm.

11. Educational content disclaimer

Important — read carefully: PrepBoard provides educational and preparatory content only. Our content represents a general educational curriculum and does not constitute, and should not be relied upon as, clinical advice, professional nursing guidance, legal advice, regulatory advice, or a guarantee of any examination outcome. The NCLEX-RN and IELTS examinations are independently administered by NCSBN and British Council / IDP respectively; PrepBoard has no influence over, and accepts no responsibility for, examination content, scoring, pass/fail determinations, or changes to examination format.

PrepBoard tutors are identified by name and credential on our About page. Tutors provide educational support within the scope of our curriculum; they do not provide personalized clinical advice, professional regulatory advice, or legal advice. The tutor’s role is educational, not professional in a regulated sense.

Pass rates, band improvement statistics, and other outcome metrics quoted on the Platform reflect historical cohort results and are provided for informational purposes. They are not a guarantee of individual outcome. Individual results depend on prior knowledge, study commitment, examination readiness, and other factors entirely outside PrepBoard’s control. Any representations about programme outcomes on the Platform represent our good-faith assessment based on available data and are not performance guarantees within the meaning of section 74.01(1)(b) of the Competition Act.

12. Immigration guidance disclaimer

IRPA section 91 compliance statement: Providing paid immigration advice without a CICC licence or law licence is a federal criminal offence under IRPA s. 91, punishable by up to $200,000 and two years’ imprisonment. PrepBoard does not provide immigration advice. The information and tools on this Platform do not constitute immigration advice and cannot be relied upon as such.

The immigration content on PrepBoard, including descriptions of Express Entry, Provincial Nominee Programs, Health-care worker streams, and the CRS estimator, is provided for general orientation and educational purposes only. It is: not legal advice; not a formal CRS calculation under the Immigration and Refugee Protection Regulations; not an assessment of your individual eligibility for any programme; not a prediction of any draw cut-off, ITA, or processing outcome; and not a submission of any form, application, or document to IRCC or any government authority.

The CRS estimator tool generates an indicative score based on the inputs you provide. It is not a formal CRS calculation and must not be submitted or represented to IRCC as such. Actual CRS scores are calculated by IRCC’s systems based on official data and are subject to rules that change frequently.

PrepBoard refers users to Regulated Canadian Immigration Consultants (RCICs) who are members of the CICC (cicc.ca). This referral is informational; PrepBoard does not endorse or warrant any particular RCIC, and the RCIC’s services are provided under a separate professional relationship governed by CICC regulatory standards. PrepBoard receives no markup or compensation from RCIC referrals beyond the user’s subscription.

Immigration policies, draw cut-offs, stream availability, and eligibility criteria change frequently. PrepBoard makes reasonable efforts to keep its content current but makes no warranty that any information is accurate, complete, or up to date at the time you read it. You must verify all immigration information against IRCC’s official publications at canada.ca/immigration.

13. Nursing credential and regulatory disclaimer

PrepBoard is not affiliated with, and has not been approved or endorsed by, any of the following bodies: NNAS, CNO, CARNA, BCCNM, CRNNS, CRNNB, CRNPEI, CRNL, MNC, SRNA, NNCN, NCSBN, IELTS, British Council, IDP Education, CELBAN Centre, IRCC, or CICC. Reference to these bodies on the Platform is for informational and navigational purposes only.

The filing support features on PrepBoard are organizational tools. When you upload a document, track a checklist item, or record a filing event on PrepBoard, this constitutes an action within the PrepBoard platform only. It does not constitute submission to, notification of, or communication with any regulatory body, government ministry, or testing organization. You remain solely responsible for submitting documents and applications to the appropriate bodies within their required timelines.

Credential assessment timelines, provincial college requirements, document requirements, fees, and regulatory policies change frequently and vary by province and individual circumstances. PrepBoard provides general guidance and example timelines for educational purposes. You must verify all requirements directly with the relevant regulatory body before acting.

14. Disclaimer of warranties

Quebec consumer rider: The disclaimers in this section apply to the fullest extent permitted by applicable law. For Quebec consumers, nothing in this section limits or excludes any warranty or guarantee implied by the Consumer Protection Act (Quebec) or the Civil Code of Québec that cannot be excluded by contract. Specifically, Quebec consumers retain all statutory guarantees of quality and conformity to the extent required by the CPA.

Subject to the Quebec consumer rider above and to the fullest extent permitted by applicable law: the Platform and Services are provided on an “as is” and “as available” basis. The Company makes no representations or warranties of any kind, express or implied, including:

  • That the Platform will be uninterrupted, error-free, or secure at all times;
  • That Content is complete, accurate, current, or suitable for any particular purpose;
  • That defects or errors will be corrected within any specific timeframe;
  • That the Platform is free from viruses or other harmful components;
  • That the Platform will meet your specific educational or professional requirements;
  • That any exam outcome, credential recognition, employment, or immigration result will be achieved.

The Company expressly disclaims all implied warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement, to the extent permitted by applicable law.

15. Limitation of liability

Quebec consumer rider: For Quebec consumers, sections 15.1 and 15.2 apply only to the extent consistent with the Consumer Protection Act (Quebec) and the Civil Code of Québec. In particular: (a) the Company cannot exclude or limit liability for its own gross fault (faute lourde), intentional fault (faute intentionnelle), or for bodily, moral, or material injury caused to consumers in circumstances where the CPA or CCQ does not permit such exclusion (CCQ arts. 1474, 1613); and (b) these limitations do not restrict any mandatory remedy available to a Quebec consumer under the CPA including the right to price reduction, contract cancellation, or damages under sections 272–280 of the CPA.

15.1 Aggregate liability cap

To the fullest extent permitted by applicable law, the Company’s total aggregate liability to you for all claims arising out of or relating to these Terms or the Services, whether in contract, tort (including negligence), statute, or otherwise, shall not exceed the total amount of Subscription fees actually paid by you to the Company in the twelve (12) months immediately preceding the event giving rise to the claim, or one hundred Canadian dollars ($100 CAD), whichever is greater.

15.2 Exclusion of consequential damages

To the fullest extent permitted by applicable law, the Company shall not be liable for any: (a) indirect, incidental, or consequential damages; (b) loss of profits, revenue, business opportunity, or anticipated savings; (c) loss or corruption of data; (d) cost of procurement of substitute services; or (e) loss arising from reliance on exam preparation, immigration guidance, or credential filing content provided on the Platform, whether or not the Company has been advised of the possibility of such damages. This exclusion applies regardless of the theory of liability.

15.3 Carve-outs — limitations do not apply to

Sections 15.1 and 15.2 do not limit or exclude the Company’s liability for:

  • The Company’s gross negligence or wilful misconduct;
  • Fraud or fraudulent misrepresentation;
  • Death or personal injury caused by the Company’s negligence;
  • Unauthorized disclosure of or failure to protect Credential Documents in breach of our security obligations;
  • The Company’s material breach of its privacy and data-protection obligations under the Privacy Policy;
  • Any liability that cannot be excluded or limited by Applicable Law.

16. Indemnification

Subject to section 16.2, you agree to defend, indemnify, and hold harmless the Company and its directors, officers, employees, tutors, advisors, and contractors from and against any claims, damages, losses, costs, and expenses (including reasonable legal fees) arising from:

  • Your breach of these Terms;
  • Your violation of any Applicable Law;
  • User Content you submit to the Platform, including any infringement of third-party intellectual property or privacy rights;
  • Your misuse of the Platform, including use for unauthorized immigration advice in violation of IRPA s. 91;
  • Any claim arising from your reliance on Platform content as a substitute for licensed professional advice.

For Consumer users, the indemnification in this section applies only to the extent permitted by applicable consumer protection legislation and does not require you to indemnify the Company for the Company’s own fault or negligence. For Quebec consumers, the indemnification obligation shall not exceed the fees you paid in the 12 months preceding the event giving rise to the claim.

17. Suspension and termination

17.1 Termination by you

You may terminate your account at any time by cancelling your Subscription (see Section 7.1) and requesting account deletion at privacy@prepboard.ca. Account deletion will be processed within 30 days and will be carried out in accordance with our Privacy Policy retention schedule.

17.2 Termination or suspension by us

We may suspend or terminate your account immediately, with or without notice, for:

  • Material breach of these Terms, including violation of the acceptable use provisions in Section 9;
  • Fraudulent, abusive, or unlawful conduct on the Platform;
  • Submission of forged or fraudulent documents;
  • Non-payment of Subscription fees;
  • Conduct that poses a risk of harm to other users, the Company, or third parties.

We may also suspend or terminate accounts with 30 days’ notice for reasons not constituting a breach, in which case we will provide a pro-rated refund of any prepaid Subscription fees for the unused period.

17.3 Effect of termination

Upon termination: your licence to use the Platform and Content immediately ends; you must cease all use of the Platform; the Company will retain your data in accordance with the Privacy Policy; provisions of these Terms that by their nature survive termination shall continue in effect, including Sections 8.1, 11, 12, 13, 14, 15, 16, and 18.

18. Dispute resolution

No mandatory arbitration — no class-action waiver: These Terms do not include a mandatory pre-dispute arbitration clause. Class actions in competent Canadian courts are not waived. Any purported arbitration or class-action-waiver provision, if inadvertently included, is void and of no effect for Quebec consumers under CPA s. 11.1 and void for other Canadian consumers under the doctrine established in Uber Technologies Inc. v. Heller, 2020 SCC 16.

18.1 Informal resolution

Before initiating any formal legal proceedings, you agree to first attempt to resolve any dispute informally by contacting us at privacy@prepboard.ca with a written description of the dispute. We will attempt to respond within 15 business days. We believe most issues can be resolved through direct communication.

18.2 Mediation

If informal resolution is unsuccessful within 30 days, either party may propose non-binding mediation administered by a mutually agreed mediator in Canada. The costs of mediation shall be shared equally unless a court orders otherwise. Participation in mediation is voluntary and does not waive either party’s right to commence legal proceedings.

18.3 Courts

If mediation does not resolve the dispute, either party may pursue their claim in the courts of competent jurisdiction in Canada. For Quebec consumers, actions may be brought in the courts of Quebec, including the Division of Small Claims of the Court of Québec for claims within that court’s jurisdictional limit. For non-Quebec Canadian consumers, actions may be brought in the courts of your province of residence where the Consumer Protection Act or equivalent provincial legislation gives you that right.

19. Governing law and jurisdiction

These Terms are governed by and construed in accordance with the laws of the Province of Quebec and the federal laws of Canada applicable therein, without regard to conflict-of-law principles. For Quebec consumers, the Consumer Protection Act (Quebec) and the Civil Code of Québec apply and cannot be displaced by choice of law.

The Company recognizes that consumers in other Canadian provinces retain the benefit of their province’s consumer protection legislation. These Terms do not purport to deprive any consumer of rights available under applicable provincial law. Nothing in this section prevents you from accessing justice in the courts of your province of residence where provincial law permits.

20. Privacy and data protection

Your use of the Platform is subject to our Privacy Policy (Version 1.0, effective May 8, 2026), which is incorporated into these Terms by reference. The Privacy Policy describes how we collect, use, disclose, retain, and protect your personal information, including Credential Documents. By using the Platform, you acknowledge that you have read and accept the Privacy Policy.

The Privacy Policy governs all data-protection matters including: what personal information we collect; how we use and share it; your rights of access, rectification, erasure, and portability; cross-border data transfers to US-based service providers; and how to contact our Privacy Officer, Priya Ansal, at privacy@prepboard.ca.

Sensitive personal information, including Credential Documents, is processed with heightened security controls as described in the Privacy Policy. Your express, specific consent is required before we process sensitive documents, and such consent is obtained separately from acceptance of these Terms.

21. Commercial electronic messages

Transactional emails (account confirmations, password resets, payment receipts, filing status updates, schedule notices, and platform announcements directly related to your Subscription) are sent as part of the Services you have subscribed to and do not require separate marketing consent.

Commercial electronic messages (marketing emails, cohort intake announcements, new product or service announcements, and promotional content) will be sent only if you have given express, opt-in consent, which is obtained through a separate, unticked checkbox at registration. You may withdraw consent and unsubscribe from marketing messages at any time by: (a) clicking the unsubscribe link in any marketing email; or (b) contacting us at privacy@prepboard.ca. Unsubscribe requests will be processed within 10 business days. Withdrawal of marketing consent does not affect delivery of transactional messages.

22. Modifications to these terms

22.1 Our right to modify

We reserve the right to modify these Terms at any time. Modifications will be effective upon the date specified in our notice.

22.2 Notice of material changes

For material changes — meaning changes that affect your substantive rights, pricing, cancellation rights, liability, or dispute resolution — we will:

  • Post the updated Terms on the Platform with a clearly marked revised effective date;
  • Send written notice to your registered email address at least 30 days before the changes take effect;
  • Where the change requires your affirmative consent (for example, a price increase on a fixed-term plan or a change to an essential term of your Subscription), present a specific consent prompt before the change applies to your account.

For Quebec consumers, in the event of a material modification to the essential elements of your Subscription (price, nature of service, or term), you have the right to cancel your Subscription without cost or penalty at any time within the 30-day notice period. If you do not cancel within that period, the modification will take effect on the date specified.

22.3 Non-material changes

We may make non-material changes (such as typographical corrections, administrative updates, or clarifications that do not affect your rights) without prior notice by posting the updated Terms.

23. Platform availability and force majeure

We aim to maintain Platform availability 24 hours a day, 7 days a week, but we do not guarantee uninterrupted access. We may take the Platform offline for scheduled maintenance, emergency repairs, or infrastructure updates. Where planned maintenance will materially disrupt your access for more than 4 consecutive hours during a scheduled class or live session, we will attempt to give 24 hours’ advance notice by email and will reschedule the affected session.

The Company is not liable for failure to perform or delay in performing any obligation under these Terms that is caused by events beyond our reasonable control, including but not limited to: acts of God, natural disasters, pandemic, governmental orders, internet infrastructure failures, cyberattacks on third-party infrastructure, or telecommunications outages (“Force Majeure Events”). If a Force Majeure Event continues for more than 30 consecutive days and materially prevents us from delivering the Services you have paid for, you may cancel your Subscription and receive a pro-rated refund for the unused portion.

24. Third-party services and links

The Platform integrates with third-party services including Stripe (payments), Mux (video), Zoom (live classes), Google (authentication), Resend (email), and PostHog (analytics), and includes links to external websites including IRCC, provincial nursing colleges, NNAS, and CICC. These third-party services and external websites are governed by their own terms and privacy policies. The Company does not control and is not responsible for the practices, availability, accuracy, or content of third-party services or external websites.

Your use of third-party services accessed through the Platform is at your own risk and subject to those services’ terms. We encourage you to review the terms and privacy policies of any third-party service before use. The Company is not liable for any loss or damage arising from your use of third-party services.

25. General provisions

25.1 Entire agreement

These Terms, together with the Privacy Policy and the Pricing page incorporated by reference, constitute the entire agreement between you and the Company with respect to the Platform and Services and supersede all prior representations, understandings, or agreements relating to the same subject matter. In the event of conflict between these Terms and the Privacy Policy, the Privacy Policy governs with respect to data-protection matters.

25.2 Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be severed or modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect. The invalidity of any provision under Quebec consumer protection law does not affect the validity of other provisions as against non-Quebec users.

25.3 No waiver

Failure by the Company to enforce any provision of these Terms on any occasion does not constitute a waiver of that provision or of any other provision. No waiver is effective unless made in writing and signed by an authorized representative of the Company.

25.4 Assignment

You may not assign, transfer, or sublicense your rights or obligations under these Terms without our prior written consent. The Company may assign these Terms in connection with a merger, acquisition, sale of assets, or reorganization, provided that the assignee agrees to be bound by these Terms and that we provide 30 days’ prior notice to users as described in Section 22.2.

25.5 Language

These Terms were drafted in English and French. The French version is available at prepboard.ca/conditions or on request at privacy@prepboard.ca. For Quebec consumers, the French version prevails in the event of any conflict between the English and French versions. For all other users, the English version prevails. Both versions are equally authentic.

25.6 Notices

Notices from you to the Company under these Terms must be sent in writing to privacy@prepboard.ca. Notices from the Company to you will be sent to your registered email address and will be deemed received 24 hours after sending, provided the email is not returned as undeliverable. You are responsible for maintaining a current, valid email address in your account settings.

26. Contact and complaints

For questions about these Terms, billing disputes, content concerns, or complaints about the Services, please contact us:

  • Organization: The Human Practice Inc. o/a PrepBoard
  • Email: privacy@prepboard.ca
  • Privacy Officer: Priya Ansal
  • Response time: We acknowledge inquiries within 5 business days and aim to provide a substantive response within 15 business days.

Quebec consumers with unresolved complaints may also contact the Office de la protection du consommateur (OPC) at opc.gouv.qc.ca or by calling 1-888-672-2556. All Canadian consumers with privacy concerns may contact the Office of the Privacy Commissioner of Canada at priv.gc.ca.

Annex A: Mandatory distance contract disclosures

The following disclosures are provided to fulfill the requirements of sections 54.1–54.14 and sections 214.1–214.11 of the Consumer Protection Act (Quebec) for distance contracts and contracts for sequential performance at a distance.

Required disclosure (QC CPA)

Merchant name (s. 54.4(1))

PrepBoard’s disclosure

The Human Practice Inc. o/a PrepBoard

Required disclosure (QC CPA)

Contact information (s. 54.4(2))

PrepBoard’s disclosure

privacy@prepboard.ca

Required disclosure (QC CPA)

Description of goods/services (s. 54.4(3))

PrepBoard’s disclosure

Educational platform providing NCLEX-RN preparation, IELTS preparation, credential filing organization, and immigration pathway orientation tools, as described in Section 4 of these Terms.

Required disclosure (QC CPA)

Itemized prices (s. 54.4(4))

PrepBoard’s disclosure

Independent: $149 CAD/month; Cohort: $349 CAD/month; Concierge: $749 CAD/month, plus applicable taxes. Full price breakdown displayed at checkout.

Required disclosure (QC CPA)

Total amount payable (s. 54.4(5))

PrepBoard’s disclosure

First payment amount (including taxes) displayed on the checkout confirmation screen before order is placed.

Required disclosure (QC CPA)

Currency (s. 54.4(6))

PrepBoard’s disclosure

Canadian dollars (CAD)

Required disclosure (QC CPA)

Payment terms (s. 54.4(7))

PrepBoard’s disclosure

Monthly recurring charge to the payment method provided, on the Billing Date, until cancelled.

Required disclosure (QC CPA)

Performance date (s. 54.4(8))

PrepBoard’s disclosure

Access granted immediately upon successful payment confirmation.

Required disclosure (QC CPA)

Cancellation, rescission, return and refund conditions (s. 54.4(9))

PrepBoard’s disclosure

As set out in Section 7 of these Terms. Monthly fees are non-refundable except as required by statute or the Satisfaction Promise (s. 7.4). 7-day statutory right applies under QC CPA s. 54.8.

Required disclosure (QC CPA)

Contract delivered within 15 days (s. 54.7)

PrepBoard’s disclosure

A copy of these Terms and a payment receipt are emailed to your registered address immediately after purchase.

Required disclosure (QC CPA)

Right to cancel within 7 days if disclosures are deficient (s. 54.8)

PrepBoard’s disclosure

Yes. Email privacy@prepboard.ca within 7 days of receiving this contract to exercise this right. Full refund within 15 days.

Required disclosure (QC CPA)

Monthly rate for sequential-performance contract (s. 214.2)

PrepBoard’s disclosure

Disclosed on the Pricing page, at checkout, and in this Annex.

Required disclosure (QC CPA)

Cancellation right at any time (s. 214.6)

PrepBoard’s disclosure

Yes. Cancel through your account dashboard or by emailing privacy@prepboard.ca. Effective at end of current billing period (or immediately for statutory cancellation).

Required disclosure (QC CPA)

Chargeback right (s. 54.14)

PrepBoard’s disclosure

You have 60 days from the charge to request a chargeback from your credit card issuer if we fail to fulfill our obligations.

Required disclosure (QC CPA)

Negative-option billing (s. 230(c))

PrepBoard’s disclosure

We do not use negative-option billing. A free trial will not convert to a paid subscription without your affirmative consent.

Annex B: Liability quick reference

This table summarizes the key liability positions in these Terms for ease of reference. It does not supersede the full text of Sections 14 and 15.

Scenario

Platform downtime / technical unavailability

Company’s position

Not liable for indirect losses; may issue service credits at discretion for extended outages affecting live sessions.

Scenario

Exam failure (NCLEX-RN, IELTS)

Company’s position

Not liable. Satisfaction Promise provides a free repeat cohort where all programme conditions are met (s. 7.4).

Scenario

Credential filing error made by user

Company’s position

Not liable. Users are solely responsible for document accuracy and submission to regulatory bodies.

Scenario

Immigration application outcome

Company’s position

Not liable. PrepBoard provides orientation tools only, not immigration advice or representation.

Scenario

Data breach of general account data

Company’s position

Liable up to 12 months’ fees paid, subject to carve-outs in s. 15.3.

Scenario

Unauthorized disclosure of Credential Documents due to Company gross negligence

Company’s position

Carve-out applies: full liability, not subject to cap (s. 15.3).

Scenario

Reliance on inaccurate CRS estimator score

Company’s position

Not liable. Tool is indicative only; not a formal IRCC calculation (s. 12).

Scenario

Third-party tutor conduct during 1:1 sessions

Company’s position

Liable for tutors acting within scope of their agreement with the Company; not liable for independent conduct outside scope.

Scenario

Third-party service failures (Stripe, Mux, Zoom)

Company’s position

Not liable for third-party failures outside our reasonable control (s. 24).

Scenario

User Content posted in community (defamation, IP)

Company’s position

Not liable for third-party User Content; notice-and-action policy applies (s. 10.2). User who posted is liable.

End of Terms and Conditions — Version 1.0 — Effective May 8, 2026.